Buying a Home: Tips for Home Buyers

Buying a home is an exciting, yet complex process. A REALTOR® can help you throughout the entire process, but where do you even start? Our guide for Home Buyers, whether you’re a first-time home buyer or repeat Home Buyers, has all the answers you need to gain confidence, not to mention excitement.

  1. Preparing to Buy a Home
  2. Looking for Homes
  3. Making an Offer
  4. Closing on a Home

Preparing to Buy a Home

Make sure you’re ready

Buying a home is likely the largest financial move you’ll make in your life and being prepared means understanding how much you can afford. Before you begin making your list of wants and needs, try our affordability calculator to get an idea of your potential price range.

Ready for next steps? —where to start, how to get pre-approved for a mortgage, government incentives, finding a mortgage broker, additional home-buying costs, and more. Become Home Buyers today!

Couple looking how to buy a home

Find a REALTOR®

A REALTOR® is not just a licensed or registered broker or real estate agent. A REALTOR® is a member of the Canadian Real Estate Association (CREA) and adheres to the REALTOR® Code of Ethics, which requires high standards of professionalism and expertise. You want to make sure you’re working with a REALTOR® who’s aligned with your needs, wants and goals.

How your REALTOR® can help you

A REALTOR® is your No. 1 resource and support to help you smoothly navigate the home buying process. They can help you:

  • determine if you’re eligible for government homeownership incentive programs;
  • assess mortgage products and different types of lenders to see what fits;
  • get a feel for the neighbourhood you desire by sharing details about nearby schools, parks, and other amenities;
  • find the right home to suit your needs;
  • negotiate a purchase price and contract terms, and direct you through complex contracts;
  • find qualified industry professionals, such as real estate lawyers, home appraisers and home inspectors; and
  • plan for closing costs and other related expenses.
A REALTOR showing a couple a home

How to find a REALTOR®:

  • Looking for a REALTOR® in a certain area with a specific designation? Our Find a REALTOR® page lets you sort by location, name, and office, as well as choose from a variety of language preferences, designations, and specialties.
  • As you drive through prospective neighbourhoods, jot down the names and numbers of REALTORS® you see on local advertising and yard signs. Open houses are also a great way to meet REALTORS® face-to-face.
  • Maybe your friends and family members have worked with a REALTOR® they love! Ask them to pass your name and contact information along.
  • Many REALTORS® are active on social media and can be reached out to directly through Facebook, Instagram, Twitter, and LinkedIn. When you’re browsing properties on REALTOR.ca, you can also contact REALTORS® directly through the website or a specific listing.



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Right at Home Realty, Ottawa

14 Chamberlain Ave. #101,
Ottawa, ON K1S 1V9

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Len Harris, CD Real Estate Agent

* Right at Home Realty Brokerage (“RAHR”) does not accept or assume any responsibility or liability, direct or consequential, for the commission plan (the “Information”) or the recipient’s reliance upon the Information. RAHR encourages competitive commission rate/fee arrangements and in no way influences, mandates or sanctions any incentives or commission rates of our independent Agents/Salespersons.

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